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This is a brief overview describing general feature of Value Benefits of America's (VBA) Premier Plan
design policies; It is not a contract. All provisions of each policy as set out in the policy
apply. These benefits are association benefits and not an insurance policy. VBA at it's sole
discretion may alter or change benefits upon notification.
(The accident coverage information contained herein is a brief summary only and is subject to all provisions,limitations and exceptions set forth in the Policy. Please refer to your outline of coverage for the exceptions and limitations. Payment will be for benefits described in your Certificate of Coverage.)
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Value Benefits of America
Insurance Plan Name - VBA Basic $2,500 Plan
Individual Rate - $24.95 per month
Family Rate - $29.95 per month
Plan Highlights
- Pays up to $2,500 per person, per accident
- $100 Deductible
- Pays you directly
- Use any doctor, emergency room or hospital
- $4,000 Emergency Air Ambulance Including Helicopter
- $5,000 Accidental Death & Dismemberment per
member
VBA Benefits
| Accident Benefits
$2,500 Accident Medical Coverage
for each family member, per occurrence
Any Doctor, Emergency Room, Clinic or Hospital
Medical Services means the costs for: Medically necessary treatment by a physician, nurse, dentist, hospital room and board, outpatient surgery,use of an ambulance, dental work to sound natural teeth, drugs, medicines, diagnostic tests and x-rays, oxygen, casts,splints, crutches, blood plasma, treatment performed by licensed medical professional and rental of durable medical equipment. Benefits are excess of other coverage and are underwritten by a Superior Rated Carrier by AM Best.
- $100 Deductible
- Pays you directly, unless you assign
- Go to any Doctor, Emergency Room, or Hospital
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| Accidental Death & Dismemberment
$5,000 Accidental Death
& Dismemberment for each covered member
24 Hour Coverage For Each Covered Family Member
If a covered family member’s injury results in a loss, as defined in your certificate of coverage, within one year after the accident causing the loss, we will pay $5,000.00 for loss of life. Also benefits for loss of limb and sight are shown in the schedule of benefits. Accidental Death & Dismemberment coverage is underwritten by a Superior Rated Carrier by AM Best.
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| Emergency Air Ambulance
$4,000.00, for Air Ambulance Transportation
Worldwide Coverage For Each Covered Family Member
Most medical plans only cover ground ambulance. If, as a result of injury, a member incurs covered expenses starting within 90 days from the date of the accident causing the injury, we pay, with no deductible and not to exceed the overall maximum benefit amount of $4,000.00, for Air Ambulance Transportation Only. Emergency Air Ambulance benefits are underwritten by an Excellent Rated Carrier by AM Best.
- Worldwide Coverage
- Transportation by air only
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